Industries We Serve

Payment processing built for
every industry — including yours.

Valmar provides payment processing for almost every industry — from everyday retail to high-risk verticals that major processors routinely decline.

Industries we serve

From standard retail to high-risk specialty verticals, Valmar has a processing solution built for your business.

High-Risk Industries

High-risk

Why Valmar

Built for businesses that don't fit the mold

Most processors have a list of who they won't work with. We built our business around everyone else.

Transparent Pricing

We use interchange-plus pricing so you see exactly what you pay and why. No hidden fees, no surprise rate hikes.

Bank Redundancy

Multiple banking relationships mean your account stays active even if one bank experiences issues. No single point of failure.

High-Risk Friendly

We specialize in industries others reject — CBD, kratom, firearms, lending, adult, and more. Get approved and stay approved.

Real Customer Support

A real human account manager answers when you call. No ticket queues, no bots — direct support from someone who knows your account.

Fraud Protection

Proactive chargeback management and fraud monitoring tools protect your revenue and keep your account in good standing.

Always Innovating

We continuously add new tools, integrations, and features so your payment stack grows with your business — not against it.

Client reviews

Don't just take our word for it

We've been working with Valmar for three years now, and after experiencing several processors over the past 17 years, we can say, without hesitation, that Valmar reigns supreme! With the launch of their own Gateway, they've blown the doors off the competition. Valmar didn't raise the bar; they are the bar!

One of the greatest things about Valmar is its fast, effective communication. They're always available to answer questions or lend support, and they go out of their way to help in every way imaginable. But with the launch of their new portal, it doesn't even look like we'll need to ask for much anymore — they've already thought of everything!

Lena and Joe have been 2 of the only people I have talked to in over 4 months that weren't broken robots. I appreciate you two more than I can describe! I made my first sale this morning!

Frequently Asked Questions

+ Does Valmar work with high-risk businesses?

Yes. In fact, we specialize in placing high-risk and hard-to-place merchants with processors that actually understand their business model. This includes businesses with high chargeback risk, continuity programs, or international sales.

+ Will I be approved for processing?

We work with a wide network of providers to maximize your chances of approval, even if you've been declined elsewhere. Approval depends on several factors, including your business model, processing history, and risk profile. With our direct banking relationships, we're in a unique position to support businesses that are deemed high-risk.

+ Can I keep my existing website and checkout?

We support integrations with many common platforms and can often work with your current setup or recommend simple adjustments if needed.

+ Can I switch to Valmar if I've been terminated by Square or PayPal?

Yes, many businesses switch to Valmar after being terminated by Square or PayPal, and we review each case individually to determine approval.

+ How does Valmar handle chargebacks?

Valmar helps you proactively reduce chargebacks with fraud tools and best practices, while also supporting you through the dispute process if a chargeback occurs.

+ What is bank redundancy and why does it matter?

Bank redundancy means having access to multiple banking partners instead of relying on a single processor or acquiring bank. It matters because if one bank shuts you down or experiences issues, your ability to process payments isn’t interrupted, keeping your business running smoothly and reducing risk.

Ready to work with a processor that works for you?

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