Valmar Merchant Services
Purpose-built for high-risk businesses, Valmar keeps your payment solutions up and running. Don’t think we’ll work with you? You might be surprised.
Your business keeps moving. We make sure your payments do, too. Valmar’s powerful banking network, honest pricing, personalized compliance guidance, and real human support drive the highest retention rate in the industry.
Don’t see your industry listed? Don’t worry.
Call us at 1-866-825-6271
Our direct-to-bank relationships remove the layers that slow you down and inflate your rates. Integrated tokenization, gateway vaulting, and dynamic descriptors are all supported out of the box. Plug in instantly to all major processing gateways and start processing payments—without delays or drama.
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Skip the credit card fees and start processing payments directly with ACH. Set fraud rules, monitor in real-time, and automate batch visibility—all within the Valmar Gateway. Whether you need standard or same-day originations, Valmar makes it easier, more reliable, and cheaper to move money.
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Move money instantly—no waiting, no banking delays. Valmar’s RTP solution supports loan disbursements requiring time-sensitive fulfillment with instant, 24/7 settlement and full visibility in your Valmar Gateway dashboard.
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Send money straight to your borrowers’ debit cards in seconds. Track payout velocity and receive instant alerts from your Valmar Gateway dashboard. Instant Debit Card Funding helps you deliver fast, secure cash transfers when it matters most—no waiting, no guessing.
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Ditch the delays of mailed checks while giving your customers another payment option.
Learn More →Why Valmar?
Dropped, delayed, or overcharged just for operating in a high-risk market? Valmar was built to fix that. With roots in online lending, collections, and high-risk merchant services, we know the operational hurdles, regulatory headaches, and funding pressures you face every day.
We work directly with the banks, cut out the middlemen, and pair you with real humans who know your industry. It’s why our clients stick with us—and why you’ll never want to switch.
Powered by Valmar Gateway
Our innovative Valmar Gateway puts everything you need in one intuitive platform—so you can move faster, stay compliant, and protect every dollar.
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In high-risk industries, you can’t afford uncertainty. That’s why Valmar partners with banks that specialize in regulated and complex verticals—so your payment processing stays consistent, compliant, and built for growth.
Solid partners. Stable rails. Confidence baked in.
Getting started shouldn’t mean jumping through hoops. Valmar makes onboarding seamless, so you can get back to business.
From paperwork to payment-ready—we’ve got you covered.
You deserve to know exactly what you’re paying for. Valmar’s transparent pricing models make it clear, simple, and fair.
What you see is what you pay—and what you get is peace of mind.
Get paired with a dedicated team of experts who know your industry—and actually answer the phone—when you need help with your merchant services or payment processing.
The kind of service you'd expect if we were your business partner. Because to us? We are.
Cut out middlemen and lower costs with direct-to-bank payment processing.
Valmar puts fraud controls in your hands—custom filters and permissioning and built-in card-brand compliance.
Search, filter, and export every transaction in real time. The Valmar Gateway delivers unmatched clarity and control.
No dev drama. Connect instantly to major commerce platforms with simple, flexible API access.
From CBD to collections, high-risk merchants choose Valmar—and never look back.
“I started Rochester Roofing in August of 2024 and quickly realized that I needed to be able to accept credit card payments. I was referred to Valmar Merchant Services by a friend, and couldn’t be happier with the service I have received.”
“The implementation was simple and anytime I need assistance, Lena and John are there to help. I would recommend Valmar to anyone in need of merchant services.”
“Really appreciate having the team at Valmar to reach out to for questions or issues. They’re always eager to help. It wasn’t like that for us with our last processor.”
“We couldn’t grow without partners like Valmar that take the stress out of wondering if payment transactions will be processed in a timely manner.”
“Really appreciate having someone to reach out to for questions or issues. They’re always eager to help. It wasn’t like that for us with our last processor.”
“We couldn’t grow without partners like Valmar that take the stress out of wondering if payment transactions will be processed in a timely manner.”
“Their entire team was great from the first phone call!”
“They are so fast. Peter Notaro moved mountains for us going above and beyond to help us get our store up and running. I would recommend him and his team 100x over. Thank you Peter!”
“Just an absolutely wonderful company to do business with!”
Referral Partners
Where Valmar’s high approval rate and top retention mean more value per lead.
Become a Valmar Referral Partner →Merchant Services
From retail and healthcare to SaaS and professional services, Valmar delivers reliable processing, real-time reporting, and standout service—without the surprises. If you need payment solutions you can grow with, we’ve got you covered.
Explore All Merchant Services →Stories, trends, and answers to help you navigate payments with confidence.
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